How To Get GEICO Student Discount (FAQs)

GEICO Student Discount: GEICO is an auto insurance company that has been providing quality services for many years.

This company is one of the largest auto insurers in the world at the moment.

As a student, insuring your car with GEICO is a great idea because this company offers student discounts that cut down on insurance costs.

But students can only use the Geico student discount if they meet a few requirements.

This article will tell you how to get a discount on your GEICO insurance if you are a student, as well as other important facts.

About GEICO Insurance

GEICO (Government Employees Insurance Company) is a leading auto insurance company in the United States and one of the biggest auto insurers on the planet.

This company currently provides insurance cover for about 25 million automobiles across the United States.

Insuring your car with GEICO Insurance, even as a student, is easy and seamless. You can save more money on car insurance as a student than many auto insurers in the United States.

Advantages Of Using GEICO Insurance To Insure Your Car

GEICO Insurance has a discount for students, but there are other reasons to get your car insurance from them:

1. Reliable customer service

GEICO has top-notch customer service in place. The company’s customer service representatives are always on standby to attend to the needs of people through e-mail, phone calls, or mobile app messages.

GEICO also has a lot of people working as virtual assistants who are always available to answer any of the many questions people may have.

2. Hassle-free purchase of insurance cover

In contrast to their competitors, anyone needing auto insurance coverage can buy directly from GEICO through their online platform instead of working with insurance agents.

This is nice because it makes it easy for anyone to secure their services without any hassle.

3. Excellent user experience

GEICO offers an excellent user experience thanks to its mobile app.

Through GEICO’s mobile app, you can access your insurance cards, place an order for help when your vehicle is damaged, check your car’s maintenance record, and do many other things.

Types Of Student Discounts Offered By GEICO

Geico offers several types of student discounts to full-time students, and they include:

1. Good student discount

GEICO offers a good student discount to high school or college students with outstanding academic records.

A student that receives the good student discount enjoys a 15% discount off the cost of insuring their automobile with the company.

GEICO also made a good student discount so that students could pay for the high insurance premium.

2. Good driver discount

The GEICO good driver discount is available to students with a clear driving record for over five years.

In other words, the GEICO good driver discount can be obtained by anyone who has not had any claims, violated traffic rules, or been involved in any accidents they have caused in the last five years.

3. Affinity membership account

This type of GEICO student discount is open to students that are members of any recognized campus group, alumni body, fraternity, or both.

Requirements For The GEICO Student Discount

The GEICO student discount is only available to students that meet the following requirements:

1. Full-time education

You can enjoy any of the student discounts offered by GEICO if you are a high school student or college student enrolling in a full-time program.

With this policy in place, part-time students cannot enjoy the GEICO student discount.

2. Excellent grades

GEICO Insurance mostly provides auto car insurance services to students with outstanding academic records.

Thus, to be eligible for a good student discount, ensure that you maintain a GPA greater than 3.0 in school. GEICO will probably want to see your school transcript to ensure you are a good student.

3. Maximum age of 26

GEICO only offers student discounts to people less than 26 years of age.

Although you satisfy other conditions very well, you won’t be able to claim the GEICO good student discount if you are older than 26 years.

However, GEICO still gives low insurance premiums to students that are over the age of 25.

Forms Of GEICO Car Insurance Discounts

GEICO car insurance discounts exist in the following forms:

1. Vehicle Equipment

Anti-theft system

If your car has an anti-theft system, GEICO will give you a 25% discount on your premium for full coverage.

Anti-lock brakes discount

Any customer whose car has an anti-lock system can get 5% off their collision premium from GEICO.

New vehicle discount

A new vehicle discount of 15% on some coverage is available for customers whose cars are not more than three years old.

Airbag discount

GEICO gives customers with airbags in their cars a discount of 23% if they have them installed.

Daytime running lights discounts

Customers whose cars have daytime running lights can get a 3% discount on some coverages.

2. Driver’s education

Good student discount

Students who attend school full-time and have an excellent academic record can get a 15% discount on several types of coverage.

Defensive driving discount

This discount is available to people who have taken defensive driving lessons.

Driver’s education discount

GEICO offers a driver’s education discount to any customer that has finished a driver’s education program.

3. Driving records and lifestyle

Seat belt use discount

GEICO offers the seat belt discount to any customer that has a history of always using seatbelts when they drive.

Good driver discount

They offer a good driver discount of about 22% on several coverages if the customer has not been involved in any accident caused by them in more than five years.

GEICO Student Discount: Three insurance companies offer amazing student discounts

The following companies listed below are also renowned for giving good student insurance:

1. Allstate

Allstate is one of the leading insurance companies in the world.

This company, which is arguably the largest auto insurer in the United States, offers an amazing student discount of 25% to students that have a GPA that is greater than or equal to 3.0.

Students that are privileged to be accepted into the Allstate smart student discount program will enjoy an unfixed insurance payment since their payment will be based on their monthly travel distance.

Landing the smart student discount is one of the best things that can ever happen to any student.

2. Progressive

Progressive is another top-ranking insurance firm that provides cheap auto insurance deals to students despite the fact that most insurance companies massively charge students because they have a higher chance of damaging a car.

They offer a teen driver discount to students not over 18 years of age.

This company also offers a special discount of 10% to students under the age of 23 with a GPA of not less than 3.0.

Moreover, Progressive offers a distance student discount for students enrolling in a full-time program who are not more than 22 years of age.

This discount works only for students within 100 miles of their school.

3. State Farm

State Farm is a top-class auto insurance provider that offers students excellent insurance deals.

This company provides an annual discount of up to 25% to students selected by the company for the good student discount program.

Although the prerequisites for landing these discounts may differ according to states, State Farm’s good student discount can only be claimed by full-time students with a GPA equal to or greater than 3.0.

Furthermore, this company offers a Steer Clear Program to students under 25 that allows them to obtain additional discounts if they have not violated traffic rules or been involved in an accident that they caused for three years.

In addition, State Farm offers a student-away discount for students who drive cars only when they are out of school. But this program is only for students who live less than 100 miles from their schools.

Frequently Asked Questions on GEICO Student Discount

Who owns GEICO Warren Buffett?

Berkshire Hathaway, Inc.

Why is GEICO closing California?

The Chronicle says that insurance industry magazines linked Geico’s decision to close its sales offices in California to the fact that it didn’t raise its prices in line with regulations from Sacramento and other market forces.

Is GEICO leaving California?

In a shocking move, insurance giant GEICO abruptly shut down all of its California sales offices, warning policyholders that from here on out, all business with the company’s insurance policies in the Golden State will be conducted online via the company’s website or mobile app.

Is GEICO good in California?

Geico is cheaper for most California drivers. A minimal liability policy costs $390 per year. 35% cheaper than the statewide average. California minimum car insurance is $604 per year or $50 per month.

Conclusion

GEICO is undoubtedly one of the world’s best auto insurers.

This company is highly recommended for students because it offers amazing discounts that reduce insurance costs.

Moreover, GEICO only offers insurance discounts to students that satisfy several criteria discussed in this article.

However, as a student, you need to know that a GPA above 3.0 will put you in a great position to enjoy the best student discounts offered by the company.

Awesome one; I hope this article answers your question.

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How To Get GEICO Student Discount (FAQs)

About GEICO Insurance