How Much Does It Cost To Move To Hawaii? | 2023

Hawaii is a tropical paradise that many people dream of living in. Known for its pristine beaches, breathtaking scenery, and laid-back lifestyle, it’s no wonder why people consider moving to Hawaii.

However, moving to Hawaii is not as simple as booking a flight and finding a place to stay.

There are many things to consider, such as the cost of living, job opportunities, and cultural differences.

In this article, we’ll discuss the cost of moving to Hawaii in 2023. We’ll break down the factors contributing to the overall cost, such as transportation, housing, and utilities.

We’ll also provide tips on saving money when moving to Hawaii and highlight some benefits of living in the Aloha State. Whether you’re a student, a young professional, or a retiree, this guide will give you a better understanding of the expenses involved in moving to Hawaii and help you decide whether it’s the right choice for you.

Cost of Living in Hawaii

Hawaii is known for its breathtaking landscapes, pristine beaches, and unique culture. However, it is also one of the most expensive places to live in the United States.

The cost of living in Hawaii is significantly higher than the national average, and it can shock those who need more preparation.

Cost of Housing

Housing costs in Hawaii are particularly high, with median home prices ranging from $650,000 to over $1 million, depending on the island and location.

Rent prices in Hawaii are also among the highest in the country, with average rents for a one-bedroom apartment ranging from $1,500 to $2,500 per month, depending on the area.

Cost of groceries

Food costs in Hawaii are higher than the national average due in part to the state’s isolation and dependence on imported goods.

Gasoline is also more expensive in Hawaii due to the distance from the mainland and the fact that it is transported by ship.

Transportation costs

Transportation in Hawaii can also add up quickly, with gas prices typically higher than the national average and limited public transportation options on some islands.

Utility Cost

Utilities in Hawaii tend to be more expensive than the national average, with electricity costs being exceptionally high due to the state’s reliance on imported oil for energy.

Entertainment cost

Hawaii is a beautiful place to adventure and has endless beauty for exploring the outdoors.

In addition, it offers its residents a wealth of local activities and unique areas to see, such as beaches and gardens.

Healthcare cost

Healthcare is an essential expense. Therefore, we always include healthcare costs in our budget when moving anywhere.

The healthcare cost in Hawaii is high; however, the prices vary among the wide selection of health plans.

Education cost

Hawaii’s public school system is the nation’s only statewide system governed by one Superintendent and the Hawaii Board of Education.

In other words, only one public school district for Hawaii’s islands exists. Because of this unique governance structure, criticized for its “one size fits all” approach, parents often seek out private schools that fit the individual needs of their children. And that comes at a cost.

Considering Hawaii’s high cost of living, it’s essential to plan carefully and budget before moving to the islands.

Additional Considerations When Moving to Hawaii

In addition to the cost of living, there are several other factors to consider when moving to Hawaii, including job opportunities, education, culture, and lifestyle.

Job Opportunities

Hawaii’s economy is largely driven by tourism, so the hospitality industry offers a lot of job opportunities.

Other industries with job opportunities include healthcare, education, construction, and government.


Hawaii’s robust public education system focuses on cultural education and language immersion programs.

Private schools are also available, but they can be quite expensive.


Hawaii has a rich and diverse cultural heritage, blending Hawaiian, Asian, and Pacific Islander influences.

The culture is known for its warm hospitality, laid-back lifestyle, and appreciation of the natural environment.


Hawaii offers a unique and relaxed lifestyle, with plenty of outdoor activities like surfing, hiking, and snorkeling.

The weather is warm and sunny year-round, but the high cost of living and limited job opportunities can be a drawback for some.

Overall, moving to Hawaii can be a rewarding and enriching experience, but it’s important to consider all of these factors before making the decision to relocate.

Moving cost to Hawaii

Moving to Hawaii can be an exciting adventure, but it can also be quite expensive. Before making the move, it is essential to consider the various costs associated with the relocation.

Tips for Saving Money 

Moving to Hawaii can be expensive, and finding ways to save money to avoid financial strain is essential.

Here are some tips for saving money when moving to Hawaii:

1. Research housing options:

Hawaii is known for its high housing costs, so it’s essential to research different housing options. Consider living in a smaller town or less popular area to save money on rent or mortgage payments.

2. Shop at local markets:

Hawaii has a great selection of local markets that offer fresh produce and other food items at lower prices than many grocery stores.

Shop at these markets to save money on your grocery bill.

3. Use public transportation:

Hawaii’s reliable public transportation system can save you money on gas and car maintenance.

Use public transportation, such as buses or trains, to get around the island.

4. Cook at home:

Eating out in Hawaii can be expensive, so cooking at home is a great way to save money. Buy groceries in bulk and plan your meals to save even more money.

5. Take advantage of free activities:

Hawaii offers many free activities, such as hiking, beachcombing, and visiting local museums.

Take advantage of these free activities to have fun without spending much money.


In conclusion, moving to Hawaii is an exciting prospect that requires careful planning, especially concerning finances.

With its unique culture and beautiful scenery, Hawaii is a dream destination for many, but it is essential to have a solid understanding of the cost of living and the steps necessary to save money before making the move.

By carefully researching the cost of living in Hawaii, considering job opportunities, education, and lifestyle, and implementing money-saving tips, anyone can successfully move to the beautiful island state.

Although the initial cost of living may seem daunting, with proper planning and budgeting, living in Hawaii can be a fulfilling and rewarding experience.

Frequently Asked Questions About Moving to Hawaii

Are there any tax breaks for living in Hawaii?

While Hawaii has no specific tax breaks for residents, there are some tax benefits for those who own a home in Hawaii. For example, property taxes in Hawaii are relatively low compared to other states.

What is the average cost of housing in Hawaii?

Hawaii’s housing cost is generally higher than the national average. The average cost of a home in Hawaii is around $670,000, while the average monthly rent for a one-bedroom apartment is about $1,800.

How much should I budget for groceries in Hawaii?

Groceries in Hawaii can be more expensive due to the cost of shipping food to the islands. A family of four can expect to spend around $1,000 monthly on groceries.

What are some ways to save money on transportation in Hawaii?

Consider buying a fuel-efficient car or using public transportation, such as buses or trains. Additionally, carpooling or biking to work can save money on transportation costs.

What other expenses should I consider before moving to Hawaii?

Besides housing, groceries, and transportation costs, it’s essential to budget for utilities, such as electricity and water, as well as entertainment and leisure activities. It’s also worth considering the cost of flights to and from Hawaii, as these can be expensive.

Is it financially wise to move to Hawaii?

Moving to Hawaii can be wise if you have a well-paying job, can adapt to the high cost of living, and can comfortably adapt to the culture and island lifestyle.

What is considered low income in Hawaii?

In 2020, the U.S. Department of Housing and Urban Development (HUD) concluded that “low income” for an individual living in Oahu is considered $93,000. That’s staggering, considering that a full-time salary earner’s nearly double the national average income of around $48,672. 

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Anietie Edem
Anietie Edem
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